
A true Commercial No Documentation/ Stated Income loan Program. The perfect type of loan if you can’t provide tax returns for some reason or don’t want to provide tax returns because of excessive write-offs that keep you from qualifying at your local commercial bank. That’s fine. We don’t care what your tax returns show – No debt to income ratio (DTI) review ever. Even with a bankruptcy over two years ago, you can still qualify for a stated income mortgage. This program lets you refinance up to 85% residential loans and 75% Commercial loans of your appraised commercial property or investment residential value.
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Loan amounts from $75,000 to $20,000,000+
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NO Financials, No 4506, All Property Uses
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NO FICO Score Requirements, Bad Fico Ok
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NO Tax Returns, No Doc, Stated Options
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NO Debt-to-Income Ratio Requirements
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NO Debt Service Coverage Ratio Requirements
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1-4 family, 5+ Multifamly, Office, Industrial, Mutli-purpose building
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NO Red Tape "Make Sense Underwriting"
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All Property Types, All Property Conditions
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Self Employed Borrowers, Wage, No Doc
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Stated Income Loans
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Recent Foreclosure or Short Sale or BK Ok
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Business Purpose and Commercial Use Only
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No Seasoning Requirements Title or Funds
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Purchase, Refinance, Cash-Out Equity, Mezzanine
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Residential & Commercial & Industrial & AG/Land
We provide an uncomplicated loan process from a common sense point of view and fast loan approvals. Most transactions closing within 7-14 days of loan application. Blanket loans are available if needed.
Start by contacting Oxford Business Capital today by email or
Phone: 800-207-0146 Ext. 700 or Cell 919-949-1072