Oxford Business Capital
Permanent Debt | Large Balance Multifamily/Office/Industrial
Loan Amounts: $5 to $250 Million
Max LTV/LTC: Up to 80% (Depending on Market)
Cash-out: Permitted
Purpose: Acquisition and Refinance
Coupon Rates: Call for Current Pricing
Amortization: 30 Years
Terms: 3 to 10 Years
Fees: 1.5% Origination
DSCR: 1.25
Prepayment: Yield Maintenance or Defeasance
Guaranty: Non-Recourse
Escrows: Taxes, Insurance, Replacement Reserves Markets: Nationwide Segments: Class A and B Properties
Bridge/Transitional | Multifamily/Office/Industrial
Loan Amounts: $500,000 and Up
Max LTV/LTC: Up to 85% (With a clear exit strategy)
Cash-out: Permitted
Purpose: Acquisition and Refinance, Repositioning
Coupon Rates: Interest Only
Amortization: 30 Years
Terms: 1 to 3Years
Fees: 3-5% Origination
DSCR: 1.25
Prepayment: Yield Maintenance or Defeasance
Guaranty: Recourse or Non-Recourse
Escrows: Taxes, Insurance, Replacement Reserves Markets: Nationwide Segments: Class A and B Properties
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Permanent Debt | Small Balance Multifamily/Office
/Industrial
Loan Amounts: $500k to $3 Million
Max LTV/LTC: Up to 80% (Depending on Market)
Cash-out: Permitted
Purpose: Acquisition and Refinance
Coupon Rates: Call for Current Pricing
Amortization: 30 Years
Terms: 3 to 10 Years
Fees: 1.5% Origination
DSCR: 1.25
Prepayment: Yield Maintenance or Defeasance
Guaranty: Non-Recourse
Escrows: Taxes, Insurance, Replacement
Reserves
Markets: Nationwide Segments: Class A and B Properties
Contruction Loans | Multifamily/Office/Industrial
Loan Amounts: $5 to $100 Million
Max LTV/LTC: 60 to 70% (Up to 83% with HUD Program)
Purpose: Ground Up or Substantial Renovation
Interest Reserve: Included in Capitalization
Coupon Rates: Call for Current Pricing
Amortization: 30 Years
Terms: 1 to 3 Years with Extension Options
Fees: 3-5% Origination
DSCR: Covered by Interest Reserve
Prepayment: Yield Maintenance or Defeasance
Guaranty: Non-Recourse
Escrows: Taxes, Insurance, Replacement
Reserves
Markets: National Primary and Secondary Other: Extensive Pre-Leasing Required
Segments: Class A and B Properties