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Loan Guidelines for Medical Property Financing


Eligible Property Types:                     This includes office space for dentists, internists,                                                                    veterinarians, surgeons, physical therapists and                                                                    other health professionals.

Loan Size:                                             USDA: $250,000 – $5,000,000;

                                                               SBA: $250,000 – $5,000,000


Eligible Locations:                               Nationwide


Loan Term Amortization:                  USDA: Maximum 30 years; SBA: Maximum

                                                              25 years


Collateral:                                            First position mortgage as certified by title search

                                                              and title policy on property. First security interest

                                                              under UCC-1 on all business assets is generally



Loan Escrows:                                    The borrower may be required to contribute

                                                              monthly to an escrow account for real estate taxes

                                                              and property insurance.


Appraisal:                                            Complete summary appraisal required.


Environmental Screen or Phase 1:  Required


Eligible Principals:                               U.S. citizens, permanent resident aliens.

                                                               Majority principal owners cannot be on

                                                               probation or parole.


Recourse:                                             Every loan will be personally guaranteed by any

                                                               shareholder with 20% or more ownership in the


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