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Looking for a purchase or refinance loan for a building for your business?

Most commercial lenders are only interested in income producing properties.  Oxford Business Capital has a strong practice in lending to owner/user clients that operate businesses out of properties they own.  We finance a variety of owner/user properties including office, retail, office/warehouse, office condos, daycare, restaurants and others. Oxford Business Capital  can arrange either conventional, SBA 7a ,504 and USDA loans depending on the best execution for the client.


Oxford Business Capital takes the time to work with owner/user borrowers to develop the financing structure that make the most sense for them.  We recognize the financing process can be daunting for business owners.  We work with you to reduce the paperwork burden and streamline the process.  Finally, Oxford Business Capital stands beside you to assist you as your business needs change over time.


OBC's Owner/User loans feature the following loan parameters:


- LTV to 90%
- Fixed rates for as long as 30 years
- Amortization options including Interest Only
- Flexible pre payment options
- Assumable loans
- Low closing costs
- Recourse and Non recourse options

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